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Free program

Future Homeowners of America

Our youth financial program. FHOA teaches young people the same money, credit and ownership strategies adults learn in our Homebuyer and Wealth Builder Academies, made hands-on and fun.

For youthParent/guardian enrollmentSchool & community partners

Join the interest list Client Portal

8fun learning topics

Youthand their families

Realhands-on projects

$0cost to families

What students explore

Grown-up money skills, taught the fun way

Future Homeowners of America (FHOA) adapts the strategies from our Wealth Builder and Homebuyer Academies for young people, with games, challenges and real-world projects.

Money & Me

Needs vs. wants, values and setting your first money goals.

You’ll leave with: your first goal card

Earning & Paychecks

Jobs, side hustles, reading a pay stub and where taxes go.

You’ll leave with: a paycheck breakdown

Budgeting Basics

Simple spending plans that actually fit a young person’s life.

You’ll leave with: your starter budget

Saving & Banking

Opening accounts, avoiding fees and the magic of saving early.

You’ll leave with: a savings challenge

Credit 101

What credit is, how scores work and how to start strong.

You’ll leave with: a credit “do and don’t” guide

Scam & Debt Trap Defense

Spotting online scams, predatory offers and buy-now-pay-later pitfalls.

You’ll leave with: a scam-spotting checklist

Growing Money

Compounding, investing basics and why time is your superpower.

You’ll leave with: a compound growth chart

The Road to Homeownership

Renting vs. owning, how mortgages work and what it takes to buy a home.

You’ll leave with: your future home plan

For families

Starting early changes everything

The earlier young people learn to budget, save and use credit wisely, the more time their good habits have to grow.

Parents or guardians enroll students under 18
Families can learn side by side
Free, like all of our programs

Enroll my student

Partners & schools

Bring FHOA to your school or group

We partner with schools, youth organizations, faith communities and community centers to bring FHOA to young people where they already are.

Host FHOA

Privacy for young people. We ask parents and guardians for contact details and collect as little information about students as possible. We never sell or share it for marketing.

Ready when you are

Join the Future Homeowners of America interest list

We’ll reach out about the next cohort, orientation and how to complete your intake in the Client Portal.

No cost and no commitment
A real person follows up, usually within two business days
Questions first? Call (856) 318-9817

Which program?

First name

Last name

Phone (optional)

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Best way to reach you

Anything you’d like us to know? (optional)

I agree that The Genus Foundation may contact me about this program. I won’t be charged anything and I can opt out anytime.

Please don’t include Social Security numbers, account numbers or financial documents here. When you enroll, you’ll share those securely through the Client Portal.