Free program
Credit Counseling
Understand your credit. Build your plan. Take the next step. Free, confidential one-on-one counseling with a Genus counselor.
One-on-one support
Confidential counseling to help you:
Review your credit reports
Understand what’s in your reports and what drives your scores.
Identify legitimate errors
Learn your consumer dispute rights and how to correct real mistakes yourself.
Manage debt
Prioritize payments, lower utilization and build a stronger payment history.
Build confidence
Leave with a personalized Credit Action Plan and follow-up dates.
How sessions work
Online, by phone or in person*
Join the interest list
Tell us a little about your goals.
Complete your intake in the portal
Share information and give authorization securely in the Client Portal.
Meet your counselor
Review your reports together and build your Credit Action Plan.
Follow up
Check in on milestones and adjust your plan as life changes.
*In-person availability varies by location.
Our honest approach
- This is credit counseling and education, not “credit repair.”
- We never promise a score increase or claim we can remove accurate information.
- We’ll never ask you to dispute information you know is accurate.
- We never use CPNs, “new credit identities” or other schemes.
- Legal, bankruptcy, tax and investment matters are referred to qualified professionals.
- It’s free. Ignore anyone who charges upfront fees to “fix” your credit.
Ready when you are
Join the Credit Counseling interest list
We’ll reach out about the next cohort, orientation and how to complete your intake in the Client Portal.
- No cost and no commitment
- A real person follows up, usually within two business days
- Questions first? Call (856) 318-9817
You’re on the list!
Thank you. A member of our team will reach out within two business days about orientation and next steps. Check your inbox for a confirmation email.